If you want to track and manage a budget, whether for yourself, your household, or a special event, using Microsoft Excel with a template is a great idea, as you don’t have to start from scratch.

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Some templates let you manually enter your information for free, or you can subscribe to a service that imports your financial data on a regular basis for effortless financial tracking.

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But before you start plugging numbers into a spreadsheet or app, take a minute to list out each of your expenses. Here’s how to get started tracking your expenses. Switching your insurance could ...

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